Fast, secure and reliable electronic fund transfer services.
Real Time Gross Settlement (RTGS) is an electronic form of funds transfer where the transmission takes place on a real time basis and settlement occurs individually on an instruction by instruction basis.
Funds are transferred instantly between banks.
Highly secure RBI regulated system.
Direct transfer between two bank accounts.
| NEFT Value | Charges | RTGS Value | Charges |
|---|---|---|---|
| Up to ₹10,000 | ₹2.50 | ₹2 Lakh – ₹5 Lakh | ₹25 |
| ₹10,001 – ₹1 Lakh | ₹5 | Above ₹5 Lakh | ₹50 |
| ₹1 Lakh – ₹2 Lakh | ₹15 | - | - |
| Above ₹2 Lakh | ₹25 | - | - |
RTGS is a real-time electronic fund transfer system where money moves instantly from one bank to another.
UTR (Unique Transaction Reference) number is a unique number generated for every RTGS transaction.
IFSC (Indian Financial System Code) is an 11 digit alphanumeric code used to identify bank branches participating in NEFT / RTGS network.
Minimum amount is ₹2 lakh. There is no upper limit for RTGS transactions.
Amount, sender account number, beneficiary name, beneficiary bank, beneficiary account number and IFSC code.
NEFT is a nation-wide payment system facilitating one-to-one funds transfer between bank accounts across India.
Transfer money to any bank across India.
Transactions are processed in scheduled batches.
Secure and reliable digital payment system.